MI Homesiding & Roofing
Gutter Contractor in Loudon, TN
Downspout coming apart at the elbow? A run pulling away from the fascia? Water still getting behind the gutter after it was cleaned?
Gutter repair, seamless replacement, downspouts and soffit and fascia work across Loudon — starting with what is actually failing, which is often not the trough itself.
Most Gutter Calls in Loudon Start Somewhere Other Than the Gutter
The three things Loudon homeowners call us about most are a downspout that has come apart, a run that is sagging or pulling away from the house, and water that keeps getting behind the gutter even though it was cleaned out recently. All three look like a gutter problem from the driveway.
Usually they are not. A downspout that separates at the elbow is normally telling you about the strap spacing or the outlet above it. A run that pulls away is almost always telling you about the board it is screwed into. Water tracking behind the gutter is usually an apron or drip edge that stops short, not a trough that is too small.
That matters because the fix is different, and so is the price. Replacing a run that is hung on a soft fascia will put a new gutter on the same failing board. We look at what is behind the gutter before we quote the gutter.
- What is the water doing, and where exactly does it leave the system
- What condition is the fascia in where the hangers land
- How far apart are the hangers, and are they into solid wood
- How many outlets does the run have, and are they in the right places
- Is the drip edge or apron carrying water into the trough or behind it
What Homeowners Say About the Work
Reviews below come straight from our Google Business Profile. They are not retyped, edited or selected by us.
Verified credentials
Who you are actually hiring, and who stands behind the gutters.
- TN #13334Licensed & Insured
Licensed Home Improvement Contractor
Tennessee license #13334 · General Liability and Workers’ Compensation insured
BBB Accredited Business — A+ Rating
Member of the Loudon County Chamber of Commerce
Local membership · Verify in the Chamber directory
- 20+Years Hands-On
Experience on the Tools
More than 20 years of hands-on construction and exterior remodeling experience · family owned and operated, bilingual English and Spanish
- 5 YearsWorkmanship Warranty
Our Own Warranty on the Work
Five years on a complete replacement and one year on a repair, covering how it was installed — our labor and our details.
A Run That Is Pulling Away Is Usually Telling You About the Fascia
A gutter does not hang off the roof. It hangs off the fascia board at the edge of it, and every hanger is a screw into that board. When the board behind the gutter has gone soft, the screws lose their grip and the run starts to tip outward at the top. In a hard rain, water then clears the front lip instead of running to the outlet, which looks exactly like a gutter that is too small.
You can often tell the difference from the ground. A trough that is genuinely undersized overflows evenly along its length in heavy rain. A run that is pulling away tends to spill in one spot, usually where it has tipped the most, and will often still spill in moderate rain.
What we look at before re-hanging anything
- Whether the fascia is sound where each hanger lands, or only in places
- Whether the water has been getting in behind the gutter long enough to reach the rafter tails
- Whether the existing hangers are spikes and ferrules or modern hidden hangers
- Whether the spacing is close enough for the run and the load it carries
If the board is sound, re-hanging is often the honest answer and costs a great deal less than replacement. If it is not, new gutter on bad fascia is money spent twice. We will tell you which one you are looking at.
Soffit and Fascia at the Same Eave
Soffit and fascia repair is the second thing Loudon homeowners search for after gutters, and that is not a coincidence — they are the same few feet of the house. The fascia is the vertical board the gutter hangs on. The soffit is the panel underneath, between that board and the wall, and it is usually what is doing the ventilating at the eave.
When a gutter has been overflowing behind itself for a season or two, the damage shows up on these two first: paint lifting off the fascia, a soft spot you can push a screwdriver into, or a soffit panel that has started to sag or stain. Replacing the gutter at that point without dealing with the board is the most common piece of wasted money we see.
Because we are already at the eave to deal with the gutter, soffit and fascia work is usually best done in the same visit rather than as a separate trip. For how we approach that work in detail, see our soffit and fascia repair page.
One thing worth knowing: if a soffit panel is sagging, check whether it is wet before assuming it is a gutter problem. A soffit can also be pushed down from above by poor attic ventilation or an ice-related backup at the eave, and that is a roof conversation rather than a gutter one.
Downspouts, Elbows, and Where the Water Actually Ends Up
Downspout repair is the single most common gutter search in Loudon, and it is usually one of three things. The elbow at the top has worked loose where it meets the outlet. The straps holding the pipe to the wall have pulled out and the whole length is moving in the wind. Or the bottom elbow is discharging straight onto soil that sits against the foundation.
The last one matters most and costs the least to fix. A downspout that empties at the base of a wall is putting the entire roof area it drains into the ground next to the footing, every time it rains. Moving that discharge away from the house is often a short extension or a buried line, and it is the cheapest useful thing you can do to a drainage system.
What we check on a downspout
- Whether the outlet above it is big enough and in the right place for the run
- Whether the pipe is strapped often enough to stay put in wind
- Whether the joints are lapped the right way round, so water stays inside the pipe
- Where the water goes after it leaves the bottom elbow, and what the ground does with it
For the drainage side of this in more depth, see gutter and downspout drainage, and for repairs specifically, downspout repair.
Repair, Re-hang or Replace
These are three different jobs at three different prices, and plenty of gutters get replaced when they did not need to be.
Repair
A sound run with a specific fault — a leaking seam, a separated downspout, a damaged section, an outlet in the wrong place. The rest of the system stays. This is the right answer more often than people expect.
Re-hang
The gutter itself is in good condition but it is tipping, sagging or holding water because the hangers have lost the fascia or are too far apart. If the board is sound, the existing gutter often comes back into line.
Replace
The trough is corroded, repeatedly split at the seams, visibly deformed, or genuinely undersized for the roof draining into it. Also the honest answer when the fascia behind it has to come off anyway.
We quote the one the house needs. If a repair will hold, we will say so — and we would rather tell you that on the first visit than be back for the same run in a year. See also gutter repair, sagging gutter repair and gutter replacement.
When the Size Really Is the Problem
Sometimes it genuinely is capacity, and it is worth being straight about how that is decided, because there is no single rule that says every house needs a six-inch gutter.
What a gutter has to handle depends on the whole system: how hard it is raining, how much roof area drains into that particular run, how steep that roof plane is, how concentrated the water is by the time it reaches the eave, how wide the gutter is, how big the outlets are, how many downspouts there are and where they sit, where the gutter is positioned relative to the roof edge, and whether there is a leaf guard in the way.
A larger or steeper roof plane delivers more water, faster, to the same length of eave. A valley that dumps into a short run concentrates it further. A six-inch K-style gutter does hold materially more than a typical five-inch, and we often recommend it where the geometry and the expected volume justify it — but it is a recommendation that comes from the roof above it, not a default.
Why water goes over the front in a hard rain: not enough capacity for the area draining in, a large or steep plane feeding it, runoff concentrated by a valley, too few outlets or badly placed ones, a gutter hung too low for the roof edge, or a guard design that limits how fast water can get in. More than one of these is usually involved.
Keeping a Working System Working
A fair number of Loudon searches are for maintenance rather than repair — people whose gutters work and who want them to keep working. That is a different job and we treat it as one.
We do not publish a universal schedule, because twice a year is a marketing number rather than an answer. How often a system needs clearing depends on what is actually hanging over the roof, what those trees drop and when, how steep the roof is, how many outlets the run has, and whether guards are already fitted.
Signs worth acting on
- Water coming over the front edge in rain that did not used to cause it
- Staining down the outside face of the gutter
- Plants growing in the trough
- Grit washing out of the bottom of the downspout
MI offers gutter cleaning as its own service — see gutter cleaning. If the system is already overflowing or blocked, that is clogged gutter repair. And if the goal is to reduce how much gets in to begin with, see gutter guards — bearing in mind a guard becomes part of the drainage system the moment it is fitted, and is assessed with the rest of it.
What It Costs, and What the Figure Covers
| Item | Price |
|---|---|
| Seamless gutter, supplied and installed | $15.25 / linear foot |
| Downspout, supplied and installed | $15.25 / linear foot |
| Each elbow | Counts as 1 ft |
| Technical Assessment, if one is needed | $350, credited back |
The linear-foot rate is the rate for the gutter and downspout work itself. Elbows are counted as one foot each rather than priced separately, so a quote is straightforward to check against the measurements.
The $350 Technical Assessment is not charged on every job. It applies where the cause genuinely needs investigating rather than quoting — water appearing somewhere that does not line up with the run above it, for example. If you go ahead with the work, that $350 is credited back against it.
Repair pricing depends on what the repair is, so we quote it after looking rather than from a list. For how gutter pricing works more generally, see gutter cost in Knoxville.
Financing Available
Financing is available through a third-party lender for homeowners who would rather spread the cost of the work. Approval, rates and terms are set by the lender, not by us, and we do not make any promise about what you will be offered.
On standard projects we take 33% at signing, with the balance structured around the work. We will set the payment schedule out in writing before anything starts, so there is nothing to find out later.
Permits and Who Inspects in Loudon
Loudon is one of the places where it genuinely matters whether your address sits inside the city limits, because two different offices with two different sets of adopted codes cover the area, and they are not interchangeable.
Inside the Loudon city limits
The City of Loudon states that it enforces the 2021 International Residential, Building, Fire, Plumbing, Mechanical and Gas codes, together with any amendments to those codes. Building permits are issued by the city's Building and Code Enforcement office at 205 Alma Place, which you can reach on (865) 458-2033.
Outside the city limits
Addresses outside the city are covered by Loudon County Planning and Codes Enforcement, at 101 Mulberry Street, on (865) 458-4470. The county adopted its codes separately and the editions it lists are not the same as the city's, so an answer from one office does not carry over to the other.
On whether gutter work needs a permit: neither office's published pages state one way or the other for gutters, soffit or fascia specifically. We are not going to tell you it is exempt on their behalf. If a job reaches the point where it is a reasonable question, we will raise it, and the number above is the one that settles it for your address.
Gutter Questions From Loudon Homeowners
My downspout keeps coming apart at the top. Why?
Usually the outlet it connects to is undersized for the water coming down that run, or the first elbow is not supported close enough to the top. Water hitting a restriction pushes the joint apart over time. Strapping the pipe more often treats the symptom; sizing the outlet correctly treats the cause.
My gutter was cleaned and it still overflows. What now?
Then it was not a blockage. The usual candidates are a run that has tipped because the hangers have lost the fascia, not enough outlets for the roof area draining in, a gutter hung too low for the roof edge, or water getting behind the trough because the drip edge stops short. These are visible on an inspection.
Do I need six-inch gutters?
Maybe, but not because of a rule. It depends on the roof area draining into that run, how steep it is, how concentrated the water gets, how many downspouts there are and where, and whether a guard is fitted. A six-inch K-style does hold materially more than a typical five-inch and we often recommend it where the geometry justifies it. We would rather measure than assume.
Can you repair my gutters instead of replacing them?
Often, yes. If the run is sound and the fault is specific — a seam, a downspout, a damaged length, an outlet in the wrong place — repair is the right answer and we will quote it that way. We will tell you plainly when a repair will not hold.
Is my fascia included in a gutter quote?
Not automatically, because we do not know what is behind the gutter until it comes off. We check the board where the hangers land before quoting, and if it needs work we price it then rather than discovering it mid-job. We do not cover hidden damage behind new materials without telling you about it first.
Do you work outside the Loudon city limits?
Yes. We work across Loudon County and the surrounding area. The thing to be aware of is that permits and adopted codes are handled by the county rather than the city for addresses outside the limits, and the two are not the same.
What warranty comes with the work?
Our workmanship warranty is five years on a replacement and one year on a repair. It covers our workmanship and is not transferable. Any manufacturer warranty on the material itself is separate and comes from the manufacturer on their terms.
Serving Loudon & Nearby
We repair, re-hang and replace gutters across Loudon — the older streets around the downtown area, the newer subdivisions off the highway, and the properties out toward the river — and in the communities around it: Lenoir City, Farragut and Knoxville.
Working on more than the gutters? Our Loudon exterior contractor page covers the whole exterior, and there are dedicated pages for roofing in Loudon and siding in Loudon. For how the system works in general, see our gutter services page.
Ready to Get Started?
Tell us what the water is doing and we will come and look at it. If a repair will hold, that is what we will quote.
TN #13334Licensed & insuredBBB A+Accredited business5-YearWorkmanship warranty20+ YearsHands-on experience